PURPOSE
The Quarterly Business Builder Award recognises the Etorian or team that demonstrates the strongest combination of user adoption and user growth within the eToro Builders Ecosystem.
The award is open to all Etorians, regardless of role, department or technical background.
QUARTERLY BUILDER AWARD
The Quarterly Business Builder Award winner receives 5,000 eToro Credits plus marketing and promotion support, including featured promotion and visibility across relevant eToro channels and the App Store.
The Quarterly Winner is determined using only two components:
- 60% based on net new users
- 40% based on the percentage increase in users
App updates do not affect the score.
COMPETITION PERIOD
Each quarterly competition covers one calendar quarter:
- Q1: January–March
- Q2: April–June
- Q3: July–September
- Q4: October–December
Only activity recorded during the relevant quarter will be included in the quarterly score.
ELIGIBILITY
An app is eligible if it:
- Is created and submitted by an Etorian or Etorian team.
- Is available through the approved eToro environment or App Store.
- Complies with eToro policies, security requirements and applicable laws.
- Has been available to users during the relevant quarter.
- Uses genuine user activity and does not manipulate user numbers.
USER DEFINITIONS
A qualifying user is a unique, verified user who completes the app’s intended first meaningful action. Downloads, test accounts, duplicate accounts, simple page views or logins alone do not count.
This definition applies to quarterly scoring.
QUARTERLY SCORING
Each eligible app receives a Final Quarterly Score based on two components only.
1. NET NEW USER SCORE — 60%
This measures the number of new verified users acquired during the quarter.
New User Score =
(New users acquired by the app during the quarter ÷ highest number of new users acquired by any eligible app during the quarter) × 100
New User Contribution = New User Score × 60%
The app with the highest number of qualifying new users receives a New User Score of 100.
2. PERCENTAGE USER-GROWTH SCORE — 40%
Use the adjusted user-growth formula with a 100-user minimum scoring base.
Adjusted Growth Percentage =
Maximum of zero and:
(Users at the end of the quarter − maximum of users at the start of the quarter or 100)
÷ maximum of users at the start of the quarter or 100
× 100
Cap the Adjusted Growth Percentage at 100%.
Growth Contribution = Capped Adjusted Growth Percentage × 40%
- If the app has 100 or fewer users at the end of the quarter, its Growth Score is zero.
- If the app starts with fewer than 100 users, use 100 as its starting base.
- For example, an app that starts with 80 users and ends with 110 users receives a 10% Adjusted Growth Percentage.
FINAL QUARTERLY SCORE
Final Quarterly Score =
(New User Score × 60%) + (Capped Adjusted Growth Percentage × 40%)
The eligible app with the highest Final Quarterly Score wins the Quarterly Builder Award.
EXAMPLE 1 — STRONG NEW-USER ACQUISITION
New users acquired by the app: 4,000
Highest new-user result in the quarter: 10,000
Users at the start of the quarter: 2,000
Users at the end of the quarter: 3,200
New User Score:
4,000 ÷ 10,000 × 100 = 40
New User Contribution:
40 × 60% = 24 points
Adjusted Growth Percentage:
(3,200 − 2,000) ÷ 2,000 × 100 = 60%
Growth Contribution:
60 × 40% = 24 points
Final Quarterly Score:
24 + 24 = 48 points
EXAMPLE 2 — STRONG PERCENTAGE GROWTH
New users acquired by the app: 2,000
Highest new-user result in the quarter: 10,000
Users at the start of the quarter: 1,000
Users at the end of the quarter: 2,000
New User Score:
2,000 ÷ 10,000 × 100 = 20
New User Contribution:
20 × 60% = 12 points
Adjusted Growth Percentage:
(2,000 − 1,000) ÷ 1,000 × 100 = 100%
Growth Contribution:
100 × 40% = 40 points
Final Quarterly Score:
12 + 40 = 52 points
EXAMPLE 3 — APP PASSING THE 100-USER MINIMUM
Users at the start of the quarter: 80
Users at the end of the quarter: 110
Net new users: 30
Highest new-user result in the quarter: 10,000
Because the app started with fewer than 100 users, use 100 as the scoring base.
New User Score:
30 ÷ 10,000 × 100 = 0.3
New User Contribution:
0.3 × 60% = 0.18 points
Adjusted Growth Percentage:
(110 − 100) ÷ 100 × 100 = 10%
Growth Contribution:
10 × 40% = 4 points
Final Quarterly Score:
0.18 + 4 = 4.18 points
If the app had ended the quarter with 100 or fewer users, its Growth Score would have been zero.
TIE-BREAKING
If two apps receive the same Final Quarterly Score, apply these tie-breakers in order:
- Higher number of net new users
- Higher Adjusted Growth Percentage
- Final decision of the designated judging panel
VERIFICATION AND DECISION
eToro may:
- Verify user numbers and calculations
- Exclude duplicate, fraudulent, test or non-qualifying users
- Request supporting information
- Correct inaccurate calculations
- Disqualify entries that breach the rules
The decision of the designated judging panel will be final on ranking and award decisions under these rules.
PROGRAMME UPDATES AND COMPANY DISCRETION
eToro may update, suspend, extend or discontinue this programme at any time based on company priorities, business needs, platform developments, legal or regulatory requirements, data availability or other relevant considerations.
This may include changes to:
- Eligibility requirements
- Thresholds, formulas and competition periods
- User definitions
- Minimum thresholds
- Submission and verification procedures
- Reward arrangements and recognition
Whenever reasonably practicable, material changes will be communicated before they apply to a new competition period. Participation in the programme does not create a contractual entitlement to a specific reward, score, ranking or future competition.